Loans and external funding

External funding

Student in library

A comprehensive summary of external funding opportunities is provided on the University's External Funding web page. On this page you will find:

  • Useful search facilities and databases
  • Links to external scholarship opportunities
  • Information on awards from charities and trusts
  • Guidance on how to access the Alternative Guide to Postgraduate Funding, an external resource which provides a database of alternative funding opportunities and advice about how to apply to them.

US Department of Veterans Affairs funding

The University of Oxford is able to process applications for US Department of Veterans Affairs (VA) funding (also known as the GI Bill or Post 9/11 Bill) and can complete certificates of enrolment to submit to VA.

Further information about this funding source and guidance on how to apply can be found on the University’s External Funding web page.

Loans

Eligibility for loan funding is often dependent on your country of residence or nationality. 

In the table below we have provided the most common loans available to our students.

However, we cannot list everything available so you are encouraged to undertake your own research into the range of loan funding for which you may be eligible.

UK government Doctoral loans

Available for UK and EU students on the DPhil in Management and DPhil in Finance programmes.

UK government Master's loans

Available for UK and EU students on the Executive MBA, MBA, MSc in Financial Economics, and MSc in Major Programme Management programmes.

US federal loans

Oxford is eligible to certify US federal loans on the MBA, DPhil in Finance, DPhil in Management, and MSc in Financial Economics programmes. For the MSc in Major Programme Management, please contact the University's US Loans Team for guidance.

US private loans

Oxford is eligible to certify US private loans on DPhil, Master's, and Diploma programmes.

Other loans

Other education-specific loan schemes are also available.

External loan providers

Future Finance

  • UK, EU and International students who are resident in the UK.
  • Repayable over 7-10 year post completion of the course. 
  • No early repayment penalty. 
  • Nominal monthly payments while in school. 
  • Two 3 month payment holidays. 
  • Guarantor might be required for some applicants. 

Eligible programmes and loan amounts

  • MBA, EMBA, MSc and Diploma Programmes.
  • Borrow from £2,000 to £40,000.
  • 3 months grace period post completion of course.
  • Loans to cover course fees and cost of living.

Lendwise

  • Primarily available to UK residents but applications accepted from other European or International candidates on a case-by-case basis.
  • No co-signer, collateral or guarantees required.
  • No early repayment penalties.
  • Application assessed on your overall profile, not just your credit score.
  • Fixed interest rate for the term of your loan, personalised to you.
  • Applications are to be made directly to Lendwise.

Eligible programmes and loan amounts

  • All Saïd Business School programmes (part-time and full-time).
  • Borrow from £5,000 to £100,000 for up to 10 years.
  • Borrow up to 85% of course fees as well as certain living costs.
  • Up to six months grace period available after studies before repayments start (full-time courses only, subject to approval).

Prodigy Finance

  • Available to 150 nationalities.
  • No co-signer, collateral or guarantees required.
  • No early repayment penalties.
  • Conditions apply based on individual assessment.
  • Cross-border credit assessment.
  • Applications are to be made directly to Prodigy Finance.

Eligible programmes and loan amounts

  • MBA: borrow up to 80% of cost of attendance (course fees plus living costs).
  • Executive MBA: borrow up to 80% of course fees.
  • MSc in Major Programme Management: borrow up to 80% of cost of attendance (course fees plus living costs).
  • MSc in Financial Economics: borrow up to 80% of course fees plus living costs.

Spark Finance

  • Available to Australian and New Zealand students.
  • No co-signer, collateral or guarantees required.
  • No early repayment penalty.
  • Application assessed on overall profile.
  • Applications to be made directly to Spark.
  • Earn up to 1% off your loan by achieving certain criteria.

Eligible programmes and loan amounts

  • All Saïd Business School programmes (part-time and full-time).
  • Borrow up to 100% of course fees.
  • Grace period on repayments of up to six months after completion of study (full-time courses only and subject to approval).

Scholarships and funding

Visit our dedicated web page for further details on the range of scholarships and funding opportunities available.