Kamila Nigmatulina

Research Fellow

  • kamila.nigmatulina@sbs.ox.ac.uk

Saïd Business School
University of Oxford
Park End Street


Kamila Nigmatulina is a Research Fellow in Technology and Finance at the Oxford Future of Finance and Technology Initiative at Saïd Business School. 

In Kamila's research, she focuses on the ecosystem formation for digital forms of payments, specifically Central Bank Digital Currencies (CBDCs) across different geographies. Kamila’s broader research interests sit at the intersection of strategy, innovation, and new organisations, including platforms with a specific focus on FinTech and regulated fields.

Before this position, she completed her PhD (DPhil) at Saïd Business School.

Her thesis focuses on the emergence of FinTech organisations in the UK, analysing the role of institutions (eg regulatory stakeholders and legal professionals) in these early moments of emergence of innovation as well as the role of cognitive tools (eg analogies) in making these new, innovative organisations familiar to different stakeholders involved. She is the recipient of the Saïd Business School and Green Templeton Scholarships for her DPhil studies. Her research was published in the Academy of Management Proceedings and one of her papers was nominated by the European Group of Organisational Studies (EGOS) as the best paper of a PhD student.

Before starting her doctorate, Kamila received her MPhil degree in Innovation, Strategy and Organisation (ISO) from the University of Cambridge, Judge Business School. Kamila also obtained an MSc with distinction in Management Science from the University of Edinburgh, where her research focused on ICT in health care and the challenges of switching paradigms. She also completed a Management and Finance course for professionals, with distinction, at Harvard University in the summer of 2014. Kamila has also worked as a Senior Analyst for IHS in their media and technology department and as a Consultant for Deloitte.