5th Annual OXEPR


Annual event bringing together senior policy makers, industry players and academics.

The event was established in 2015 and is led by Professor Thomas Hellmann. The event takes a deep dive into one focal topic every year, with the aim of producing valuable insights that participants can take back into their professional activities. We discuss in a small circle of experts the challenges faced by industry and the ways public policy can provide informed support.

The 5th Oxford Entrepreneurship Policy Roundtable (OXEPR) explores the challenges of developing Fintech ecosystems, and the implications for public policies. The roundtable brings together select decision makers from diverse backgrounds across the Fintech ecosystems to discuss the recent trends and challenges of starting and scaling FinTech companies, and the regulatory and non-regulatory government approaches that promote this type of activity.



Academy of Internet Finance, Zhejiang University, The Cambridge Centre for Alternative Finance, Zhejiang Association of Internet Finance & TongBanJie Financial Technology Group. 2018. The future of finance is emerging: new hubs, new landscapes. Global FinTech hub report.

Accenture 2018. Mind the gap: addressing challenges in FinTech adoption. Accenture FinTech Innovation Lab.

Basel Committee on Banking Supervision 2018. Sound practices: implications of FinTech developments for banks and bank supervisors. Bank for International Settlements.

Eckenrode, J. & Friedman, S. 2017. FinTech by the numbers: incumbents, startups, investors adapt to maturing ecosystem. Deloitte.

FleischmanHillard Fishburn 2018. FinTech in 2018: the fads, the fears and the future.

Gach, R. & Gotsch, M. 2016. FinTech’s golden age: as FinTechs move from competition to collaboration, Wall Street has a unique opportunity to advance. Accenture FinTech Innovation Lab.

Galvin, J., Han, F., Hynes, S., Qu, J., Rajgopal, K. & Shek, A. 2018. Synergy and disruption: Ten trends shaping FinTech. McKinsey & Company.

McWaters, J. R., Bruno, G., Drexler, M. & Galaski, R. 2017. Beyond FinTech: a pragmatic assessment of disruptive potential in financial services. World Economic Forum (WEF).

Pollari, I. & Ruddenklau, A. 2018. The pulse of FinTech 2018: biannual global analysis of investment in FinTech. KPMG.

PwC 2017. Redrawing the lines: FinTech’s growing influence on financial services. Global FinTech report 2017.

Skan, J. & Ryan, E. 2017. FinTech - did someone cancel the revolution. Accenture.

Starling Bank 2017. Revolution or evolution? The Starling report: predictions and challenges for UK FinTech in 2017.

Sukumar, N., Cleary, S., Voelkel, M., Röhrig, M., Rouhana, R. & Schaette, C. March 2018. FinTech decoded: capturing the opportunity in capital markets infrastructure. McKinsey Global Banking Practice.

Vandenreydt, F. & Wintermeyer, L. 2017. A tale of 44 cities. Connecting global FinTech: interim hub review 2017. Deloitte.

Innovate Finance. 2018. 2018 VC FinTech investment landscape.



Dalton, D., Smith, S., Vander Elst, R., Chollet, T., Kehoe, L. & MacKenzie, K. 2016. RegTech is the new FinTech. How agile regulatory technology is helping firms better understand and manage their risks. Deloitte.

Ilves. L. 2018. Responsible, Safe and Secure Artificial Intelligence. The Lisbon Council.

OECD 2017. Technology and innovation in the insurance sector.

PwC 2017. Impact of insurtechs on the insurance industry.

PwC 2017. Insurance's new normal: driving innovation with insurtech. Global insurtech report 2017.

PwC 2018. Blockchain is here. What is your next move? PwC's Global Blockchain survey 2018.



Canadian Bankers Association 2016. Review of the federal financial sector framework: submission to the Department of Finance Canada.

EY. 2017. Germany FinTech landscape. Insights into the response of financial institutions to FinTechs and inter-FinTech collaboration.

Gulamhuseinwala, I. & Kotecha, V. 2016. UK FinTech. On the cutting edge: an evaluation of the international FinTech sector. EY.

Hickry, M., Torteman, O., Feldboy, R. & Harel, A. 2018. Israel FinTech landscape report. Deloitte.

Hobbes, M., Scavone, R. & Shreedhar, V. 2017. Seizing the opportunity: building the Toronto region into a global FinTech leader. Accenture, Toronto Financial Services Alliance.

Jonsdottir, F., Toivonen, O., Jaatinen, V., Utti, A. & Lindqvist, R. 2017. FinTech in the Nordics. A Deloitte Review. Deloitte.

Payments Canada 2016. Modernizing Canadian Payments: a vision for the Canadian payments ecosystem.

Nechushtan, M. 2018. FinTech Report 2018. Start-up Nation Central.

Watson, C. & LaPlante, A. 2018. An overview of FinTech in Canada. Global Risk Institute. Financial Innovation Series.



Claessens, S., Frost, J., Grant, T. & Zhu, F. 2018. FinTech credit markets around the world: size, drivers and policy issues. BIS Quarterly Review, September 2018. BIS.

Clifford Chance 2017. European FinTech regulation: an overview.

Deloitte 2018. A journey through the FCA regulatory sandbox: the benefits, challenges, and next steps.

Deloitte. 2018. Leading in times of change. Banking regulatory outlook 2019.

European Central Bank 2017. Guide to assessments of FinTech credit institution licence applications.

Financial Conduct Authority. 2019. The impact and effectiveness of innovate.

Garvey, K., Shenglin, B., Rauchs, M., Raghavendra, R., Wardrop, R., Li, W., Zhang, B., Ziegler, T., Hao, R., Rowan, P. & Chen, H.-Y. 2018. Guide to promoting financial & regulatory innovation: insights from the UK. Cambridge Centre for Alternative Finance

HM Treasury 2018. FinTech sector strategy: securing the future of UK FinTech.

McQuinn, A., Guo, W. & Castro D. 2016. Policy Principles for Fintech. Information Technology & Innovation Foundation.