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International Comparative Household Finance research

The Oxford-Harvard-Sloan Initiative on International Comparative Household Finance aims to provide an academic view on the interactions between country-specific institutions and financial outcomes at household level.

Our goal is to benefit from the rapid transitions experienced recently by several emerging economies and to generate practical guidance on the adoption of international best practices. This should serve to improve the functioning of financial markets, provide a foundation for national program evaluation and underpin proposals for regulatory reform.


The Initiative's research and policy questions cover three main areas:

  • mortgage and consumer debt,
  • investments in risky assets,
  • the financing of retirement.


We aim to develop and offer the necessary infrastructure in terms of comparable cross-country data, knowledge sharing and collaboration facilities, capturing both the institutional dimension and the spectrum of financial outcomes experienced by populations around the world.


The Alfred P. Sloan Foundation is a philanthropic, not-for-profit grantmaking institution based in New York City. 

Household research


Explore how household financial markets (such as mortgage, pension, and risky asset markets) are set up around the world, and whether there are international best practices that can be established.

Who we are

Find out more about the people involved with the project.